Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Collisions can occur, leading to potential passenger injuries.
In this article, what kinds of injuries are most common in Uber accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Common Uber Injuries
Passengers in an Uber may suffer a variety of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:
Whiplash: This neck injury is common in rear-end collisions, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries uber driver attorney pulled over lawsuit like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.